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Whispering Palms (Morgan Run) Rancho Santa Fe Neighborhood Guide

Morgan Run Golf Course

Whispering Palms is an upscale, golf course community located in the western section of Rancho Santa Fe. This North County neighborhood is built around the Morgan Run Club and Resort and is often referred to as Morgan Run, rather than Whispering Palms. It is south of The Covenant, which is the original master-planned community in Rancho Santa Fe dating back to the 1920s.

It falls into the affluent 92091 ZIP code, which has an average household income of $211,101 per year and a median household income of $112,113. Most residents are married, the median age is right around 50 years old, and almost everyone has some form of higher education. The vast majority of residents have at least a bachelors degree, and many have graduate degrees.

Offering upscale country living just a short drive from the beach, mountains, equestrian centers, country clubs, fine and casual dining, boutique shopping and more, it is no surprise that this small, affluent community is among the most coveted neighborhoods in North County.


During the Rancho Era, Whispering Palms (and the rest of Rancho Santa Fe) was part of Rancho San Dieguito, which was presented to Juan Osuna by Mexican Governor Pio Pico as a land grant in 1840.

In 1960, 300 acres of this land was purchased by Roy Canady and given the name Whispering Palms. The first golf course at Whispering Palms Country Club was completed in 1965, followed by the nine-hole East Course, which opened in 1973. In 1975, the country club expanded to include guest rooms and began its transformation into a destination resort.

While the community surrounding the club is still officially known as Whispering Palms, the name of the club changed to Morgan Run after it was purchased by Cobblestone Properties in 1993. It was sold again in 1999 — to ClubCorp Inc. — and continues to develop as a boutique resort under the name Morgan Run Club & Resort.

The Inn at Rancho Santa Fe


There are about 210 single-family, detached homes in the Greens I, Greens II and Green III neighborhoods in Whispering Palms and about 344 townhouses and condominiums in smaller neighborhoods within the community, including Alcala, The Villas, Belmundo and Villas I.

Examples of homes for sale at the time of this writing include:

  • A five bedroom, five bathroom, 3,700-square-foot house on the golf course listed at $1,590,000
  • A three bedroom, two bathroom, 1,710-square-foot condo on the market for $750,000
  • A three bedroom, two bathroom, 1,880-square-foot house listed at $1,050,000
  • A three bedroom, three bathroom, 2,119-square-foot townhouse on the market at $789,000

The average listing price for homes for sale in Rancho Santa Fe, as a whole, for the week ending June 17 was $4,593,765. The median sales price for the period between March 2015 and June 2015 was $1,975,000. This, of course, includes homes in all parts of Rancho Santa Fe (including within The Covenant). While prices for homes in Whispering Palms are on the rise, this neighborhood remains one of the more affordable areas of Rancho Santa Fe.

Rancho Santa Fe Shopping

Restaurants, Shopping & Entertainment

Whispering Palms residents who are members of the private Morgan Run Club & Resort can enjoy casual or fine dining within walking distance of their homes at one of the club’s three dining options: 28 West, Oasis Cafe and Littler Lounge.

Folks who are not members will need to travel a bit farther to find a restaurant, but there are many shops and eateries within just a few miles of Morgan Run. The main shopping hub for Rancho Santa Fe is The Village, which is where you will find the community library, banks, boutiques, cafes and The Inn at Rancho Santa Fe. Financial services in this area include California Bank and Trust, Bank of America, Wells Fargo, One West Bank, Union Bank, Pacific Western Bank, Merrill Lynch and JP Morgan Chase Bank.

Restaurants you will find in The Village include Rancho Santa Fe Bistro, Caffe Positano, Thyme in the Ranch, Rancho Santa Fe Sandwich Shop, Delicias Restaurant and two options at The Inn at Rancho Santa Fe: Morada and Mille Fleurs. For everyday essentials and gifts, there are Country Friends Consignment Shop, Country Squire Gifts and Linens, Rancho Pharmacy and Spirit Shop, Rancho Santa Fe Village Market, Rancho Santa Fe Estate and Fine Jewelry, John Matty Company Jewelers, Celeste’s Boutique and McNally Company Antiques.

The weekly Rancho Santa Fe Farmers Market takes place on Sundays at the smaller Del Rayo Village Shopping Center, which is also where you will find GSB Men’s Clothier, Le Dimora Home Furniture & Decor, Dolce Pan E Vino, Kitchen Debonaire, Ranch Cycles and Mobil.

Some folks who live in Whispering Palms may find it more convenient to do their regular shopping at the Flower Hill Promenade and adjacent Del Mar Center. The Flower Hill Promenade is home to Starbucks, Whole Foods Market, Sweetpea Children’s Shop, Adornments, Sea and Smoke, Burger Lounge, Cafe Cantata, Pink Soul, Core Power Yoga, Madison Leather & Luggage, Beach Bungalow Designs, Taste of Thai, Petco, Chipotle Mexican Grill, Diamond Boutique, Rare Earth and more.

In the Del Mar Center, you will find Albertsons, Pier 1 Imports, Chevron, Wells Fargo, The Coffee Bean & Tea Leaf, V’s Barbershop, PostalAnnex+, Mia Bella Couture, Verizon Wireless and Dunn-Edwards Paints. Near these shopping centers, there are also banks and an Armstrong Garden Center.

Folks fortunate enough to live in this centrally located area are only about 20 miles from the shopping, arts and culture, and dining options in downtown San Diego and much closer to the boutiques, art galleries and dining options of Solana Beach, Del Mar, Encinitas and Carlsbad.


Parks & Recreation

Whispering Pines is built around the golf courses at Morgan Run Club & Resort, and this private club is the primary hub for recreation within the community. At the club, members enjoy a well-equipped fitness center with daily group classes and personal trainers, eleven tennis courts with social and league play, a 27-hole championship golf course and practice facilities, a resort-style swimming pool, youth programs and camps, a full-service salon and a day spa.

Other country clubs and golf courses in the area include The Farms Golf Club, Lomas Santa Fe Country Club, Lomas Santa Fe Executive Golf Course, Del Mar Country Club, The Santaluz Club, Fairbanks Ranch Country Club and The Bridges at Rancho Santa Fe.

The Farms Golf Club is home to a remodeled golf course and clubhouse dining. Members of the Lomas Santa Fe Country Club enjoy a William Bell-designed golf course, golf practice facilities, 15 tennis courts, a heated lap pool, a children’s pool, social activities and clubhouse dining. The Lomas Santa Fe Executive Golf Course is a public golf course just minutes away.

The Del Mar Country Club offers a Joseph Lee-designed golf course, tennis courts, an Olympic-size swimming pool, social activities, and fine and casual dining. Members of The Santaluz Club enjoy a golf course, tennis courts, a fitness center, a swimming pool, an indoor basketball court, youth camps and activities, casual and fine dining, and a spa. At the Fairbanks Ranch Country Club, there are three nine-hole golf courses, tennis courts, a croquet court, a fitness center, social activities, and fine and casual dining.

For those who prefer spending their days at the barn, there are several equestrian centers in and around Rancho Santa Fe, including the Rancho El Camino Equestrian Center, Ridgemar Equestrian Center and Concord Equestrian Center. The Concord Equestrian Center is located in nearby North City at the Del Mar Horsepark, which is a 65-acre facility with four show arenas, four training arenas, a dressage arena, two grass jumping stadiums, horse trainers and boarding stables.

San Dieguito County Park is just a short drive from Whispering Palms and is a 125-acre community space with picnic areas, barbecue grills, playgrounds, a basketball court, exercise stations, a rentable gazebo, hiking trails and an accessible baseball field designed to allow players with disabilities to join in on the fun. There is a printable trail map and a printable park map available online to help you plan your day at the park.

For more adventurous types, there is also the 2,352-acre Black Mountain Open Space, which is home to miles of riding and hiking trails and the 1,544-foot Black Mountain. And, of course, Whispering Palms is just minutes from the beaches of Solana Beach, Del Mar, Encinitas and the Torrey Pines State Reserve.

The Village at Rancho Santa Fe


Public school students living in Whispering Palms are served by the Solana Beach School District and the San Dieguito Union High School District. Most elementary school students attend Solana Santa Fe Elementary School. Middle school students generally attend Earl Warren Middle School, and high school students generally attend Torrey Pines High School.

Private schools serving this area include Horizon Prep, which is just northeast of the neighborhood, as well as La Jolla Country Day School, The Grauer School, Diegueno Country School, San Diego Jewish Academy, Santa Fe Christian School, Cathedral Catholic High School, Cal Coast Academy and Francis Parker.


The Morgan Run community of Rancho Santa Fe is East of Via De La Valle, north of the Fairbanks Ranch Country Club, and west of San Dieguito Road and Fairbanks Ranch. Morgan Run is along the southern border of The Covenant (the original master-planned community of Rancho Santa Fe).

Additional Information

To learn more about nearby North County neighborhoods, check out these previous articles:

Photo Credits (in order of appearance): Morgan Run Club & Resort; flickr, Christie; Wikimedia Commons/Tuxyso Tuxyso / Wikimedia CommonsCC-BY-SA-3.0; morgueFile, AinslieG; Rancho Santa Fe Association Real estate and demographic information gathered from and

AJ Davis-Varela: AJ is a freelance writer and blogger at Articles by AJ specializing in travel, real estate, natural wellness and green living. She is a magazine columnist, a former San Diego newspaper columnist, has been published in a variety of print and online publications, and regularly contributes to several websites and blogs. You can connect with AJ on LinkedIn, Twitter or Google+